You are not alone, Genital Warts are caused by the most common STD.

Gential Warts & HPV Guide

Genital warts are caused by the human papilloma virus (HPV), and resemble warts found on other parts of the body. Human papilloma virus (HPV) types 6,11,16,18 commonly cause anogenital infection, whereas types 1,2,3,4 and 10 cause skin warts. Warts usually appear 2 to 8 months after the infection has been acquired, but may take longer, even years, to appear. Asymptomatic infection is also common.

It is important to realise that many people can be infected with the genital wart virus but show no obvious lumpy warts. Individuals infected with the virus, even without the lesions, can infect sexual partners. Some women have no evidence of genital wart virus, except on their Pap smear. Unfortunately, there is no comparable test available for men to ascertain the presence of wart virus infection when there are no lesions.